Referral Program Terms

1. The program and these terms

The Pubtact referral program (the “program”) is run by Pubtact (“we”, “us”). By sharing your invite link, saving payout details, or requesting a payout, you agree to these terms, the Terms of Service, and the Privacy Policy. If these terms conflict with the Terms of Service on a referral matter, these terms apply.

Taking part is optional. The program is a reward for genuine recommendations. It is not employment, a job offer, or a way to earn a guaranteed income.

2. Who can take part

• You need a Pubtact account in good standing, and you must be legally able to enter into this agreement where you live.
• The program is open to Lifetime plan members only. You can see the program and what it pays on any plan, but only a member has an invite link, earns cash back, or can request a payout. We may open the program to other plans later; this section will name them when we do.
• Cash back is earned only on purchases made while you are a member. Nothing is paid for purchases made before you joined, or while your membership was not active, even if the person signed up through your link or page.
• If your membership ends, for example because your plan is refunded, you stop earning, your invite link stops being shown, and you cannot request payouts. Cash back you earned while a member stays on record, and becomes withdrawable again if you rejoin an eligible plan.
• One person, one account. Earnings across several accounts held by the same person are treated as self-referrals.
• Accounts that are suspended, or that publish content breaching the Terms of Service, do not earn cash back while that remains the case.
• We may decline or end anyone's participation if we reasonably believe it is needed to prevent abuse, fraud, or legal risk.

3. How a referral is credited

A person counts as your referral (a “referred customer”) only when all of these are true:

• they open your personal invite link (pubtact.com/invite/…) or the “Made with pubtact” link on a page you have published;
• they create a new Pubtact account in the same browser within 30 days of first opening that link;
• they did not already have a Pubtact account, and they are not you.

Credit goes to the first referral link a person opened within the 30-day window. It is stored in their browser, so it is lost if they clear site data, use private browsing, or sign up on another device. Once an account is created, its referrer cannot be changed. We decide attribution from our own records. We may correct a mistake, but we cannot recover a referral that our records never received.

4. Purchases that earn cash back

• Lifetime plan: you earn once per referred customer, on their successful lifetime payment. If that payment is refunded and they later buy again, the new purchase can earn instead.
• Monthly plan: you earn on at most 12 successful monthly payments per referred customer: their first 12, and only those made within 12 months of the first one that earned. Later payments do not earn, even if earlier ones were refunded or the customer cancelled and came back.
• Only payments that Pubtact actually receives for a paid plan count: no trials, free plans, failed or pending charges, or payments later refunded, charged back, or disputed.

5. How much you earn

Cash back is 30% of the plan price quoted to the referred customer at checkout, before taxes. Tax, currency conversion, and payment-provider charges are excluded. For a monthly renewal we use the price the customer locked in when they first subscribed. Amounts are rounded down to the nearest paisa or cent.

You earn in the currency the customer was quoted: Indian rupees for rupee prices, US dollars for dollar prices. Balances in different currencies are kept and paid separately; we do not convert between them.

Referred customers do not receive a discount through the program. The price they pay is the price on the Pricing page.

6. Hold period and reversals

Each cash-back amount is held for 14 days after the payment, to match the refund window, and becomes available to withdraw after that.

• If the payment is refunded, charged back, or disputed during the hold, its cash back is cancelled.
• If that happens after the cash back has been paid to you, the same amount is deducted from your future cash back.
• If we pay cash back that was not earned, through our error or because these terms were breached, we may deduct it from future cash back or ask you to return it.

7. Payouts

• You can request a payout when your available balance in a currency reaches ₹500 (rupees) or $10 (US dollars). Only one request per currency can be open at a time.
• Rupee balances are paid by UPI to the UPI ID you save; dollar balances are paid by PayPal to the email you save. You must hold the account you give us and keep its details correct. We are not responsible for a payment sent to details you provided that are wrong.
• Before paying, we check the request against the cash back still valid at that moment. If a referred purchase was refunded after you asked, the payout is reduced accordingly.
• Payouts are sent manually. We aim to send them within 10 working days of a request, but this is a target, not a guarantee. We may need longer to check for abuse or to verify your identity.
• Charges made by your bank, UPI app, or PayPal for receiving money are yours.
• We may decline a payout request where these terms appear to have been breached. A declined request returns the amount to your balance unless the cash back itself is cancelled under section 9.

8. Taxes

Cash back may be taxable income for you. You are responsible for reporting and paying any tax on it. We may ask for tax information, such as a PAN in India, before paying. If the law requires us to deduct or withhold tax, we will pay you the remaining amount.

9. What is not allowed

Do not:

• refer yourself, an account you control, or anyone through fake, duplicate, or disposable accounts. A purchase earns nothing when the buyer's email address is the same mailbox as yours (including aliases such as name+tag@ or Gmail's ignored dots), or when it is paid with your email address or your payout PayPal address;
• pay for a referred customer's plan, or arrange for someone else to pay, so that you earn the cash back;
• offer people part of your cash back, money, or other rewards in exchange for signing up or buying;
• send spam or unsolicited bulk messages, or post your link where the platform's rules forbid it;
• bid on “Pubtact” or close variations in paid search ads, or register domain names, social handles, or app listings that include the Pubtact name;
• suggest that you are Pubtact, work for it, or speak for it, or promise discounts, features, prices, or results that Pubtact does not offer;
• use pages that impersonate others, collect passwords or payment details, or otherwise breach the Terms of Service;
• set referral links without a person's knowledge, for example through hidden frames, pop-ups, automated redirects, or browser extensions.

To detect self-referrals we compare account and payment details, and a one-way fingerprint of the network each account signed up from. A match may lead us to hold a payout and ask questions; it is not by itself a finding that you broke the rules.

If we reasonably believe you have broken these rules, we may withhold, cancel, or reverse any affected cash back, decline payouts, and end your participation or your account. Where appropriate and lawful, we will tell you why and give you a chance to respond. Our decision on cash back affected by abuse is final, subject to any rights you have under applicable law.

10. Telling people you earn

When you recommend Pubtact with your link, you must make it clear that you may earn cash back, for example “I earn a commission if you buy through my link”. Put this where people will see it before they click. Follow advertising-disclosure rules that apply to you, such as the ASCI guidelines in India or FTC guidance in the United States. The “Made with pubtact” mark on your own published page needs no separate disclosure.

11. Your relationship with Pubtact

You take part as an independent individual or business. You are not our employee, agent, partner, or representative, and you cannot make commitments for Pubtact. You may use the name “Pubtact” in plain text to describe the product. Do not use our logo or brand assets in ways that suggest we endorse you.

12. Privacy

To run the program we keep a record of which account referred which account, the payments that earned cash back (including the email address used at checkout), a one-way fingerprint of the network each account signed up from, and the UPI ID or PayPal email you give us for payouts. Your dashboard shows a referred customer's first name and a partly hidden email address, the plan they bought, and the amount you earned. It never shows their full contact or payment details. The referral link is remembered in the visitor's browser as described in the Cookie Policy. See the Privacy Policy for how we handle personal data.

13. Changes, suspension, and ending the program

We may change these terms, the cash-back rate, or the payout rules, or suspend or end the program. Changes apply from the date they are published, and only to payments made from then on. Cash back already earned under the earlier terms keeps its terms.

If we end the program, we will give at least 30 days' notice on this page and in your dashboard. After it ends, cash back earned before the end date stays subject to the hold period and section 9. Once it is available, we will pay it even if it is under the minimum, provided you save payout details within 90 days of the end date.

If you delete your Pubtact account, request any available balance first. A balance that has not been requested when the account is deleted is forfeited.

14. Liability and law

To the extent the law allows, our total liability to you for the program is limited to the cash back you have validly earned and not yet received. The liability, governing-law, and dispute provisions of the Terms of Service also apply to the program.

15. Contact

Questions about a referral, a balance, or a payout can be sent from your account email to hello@pubtact.com.